Short Term Medical Policies
Temporary Health Insurance for People Who Are:
• Between jobs or laid off
• Looking an alternative to COBRA
• Recent college graduates
• Waiting for employer coverage
• Temporary or seasonal employees
Not all Short Term Medical insurance plans are the same. That is
why it's important to take a close look at the benefits offered.
Short term health insurance generally include the following:
- Simplified applications - more limited health history
questionnaires than permanent coverage
- Faster Turn-around - effective dates can be as early as
midnight following post or fax date if approved
- Pre-existing conditions - most short term plans do not cover
pre-existing conditions.
- They are really built to handle more catastrophic issues.
- Preventative care is typically not covered on Short Term policies
- Choice of deductible typically runs from $500 to $5000
- Usually a minimum of 30 days is required and can be up to 6
months (sometimes month to month up to 12 months).
Short term plans are typically pre-payed for a fixed period of time.
Please call us at (815) 230-5548 to get an instant quote or Click here to obtain a quick quote and apply for your
short term medical insurance.
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